Choose the Credit Card that's right for you.
We offer three exciting Harvester Financial CU Visa® card programs--- Visa® Platinum, Visa® Gold, and Visa® Classic. Visa® is recognized and accepted at millions of locations worldwide. We have competitive rates and all of our credit cards have no annual fee.
Rates Current as of: 04/13/2020
Credit Card Comparison Chart
|Description||Visa® Classic Card||Visa® Gold Card||Visa® Platinum Card|
|Annual Percentage Rate (APR as low as)1||12.65%||9.65%||3.90% six month intro rate; 8.65%|
|Rewards||N/A||Earn 1 point for every $1 spent. Redeemable for cash back, the CURewards Mall, or for travel.||Earn 1 point for every $1 spent. Redeemable for cash back, the CURewards Mall, or for travel.|
|Fraud Protection||Zero Liability Fraud Protection||Zero Liability Fraud Protection||Zero Liability Fraud Protection|
|Balance Transfer Fee||None||None||None|
|Cash Advance Fee||None||None||None|
|Credit Card Alerts||Available||Available||Available|
1APR is Annual Percentage Rate. Prime Rate as of 04/13/2020 is 3.25%. All rates are variable and subject to change without notice. As of 04/12/2016, your APR will vary with the market based on the Prime Rate. Please go to our Credit Cards page for more information.
Apply for a Credit Card
If you would like to fax or mail in your application, please print the application below:
If applying for a credit card, please view the following important disclosures:
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau.
Download HFCU Card for a better credit card management app for your mobile lifestyle!
In the digital age, we frequently have to sacrifice convenience for security. Our new, easy-to-use mobile management app gives you more of both. With popular functions and added security features at your fingertips, you can take care of important matters in mere seconds, from anywhere at any time.
Simply register your Harvester Financial CU credit card with HFCU Card App and you can:
- See account details
- Get a 90-day transaction history
- Make payments
- Set alerts
- Report a card lost/stolen
- Turn a card off/on
Best of all, it's free. Why wait to download our Mobile app, click on the links below to download today.