Credit Cards

Choose the Credit Card that's right for you.

We offer three exciting Harvester Financial CU Visa® card programs--- Visa® Platinum, Visa® Gold, and Visa® Classic. Visa® is recognized and accepted at millions of locations worldwide. We have competitive rates and all of our credit cards have no annual fee.

Credit Card Comparison Chart

Rates Current as of: 01.09.2023
DescriptionVisa® Classic CardVisa® Gold CardVisa® Platinum Card
Annual Percentage Rate (APR as low as)115.65%12.65%3.90% six month intro rate; 11.65%
RewardsN/A Earn 1 point for every $1 spent. Redeemable for cash back, the CURewards Mall, or for travel.Earn 1 point for every $1 spent. Redeemable for cash back, the CURewards Mall, or for travel.
Fraud ProtectionZero Liability Fraud ProtectionZero Liability Fraud ProtectionZero Liability Fraud Protection
Annual FeeNoneNoneNone
Balance Transfer FeeNoneNoneNone
Cash Advance FeeNoneNoneNone
Credit Card AlertsAvailableAvailableAvailable
Term DescriptionVariableVariableVariable

1APR is Annual Percentage Rate. Prime Rate as of 04/13/2020 is 3.25%. All rates are variable and subject to change without notice. As of 04/12/2016, your APR will vary with the market based on the Prime Rate. Please go to our Credit Cards page for more information.

Apply for a Credit Card

If you would like to fax or mail in your application, please print the application below:

Disclosures

If applying for a credit card, please view the following important disclosures:

Credit Card Disclosures

Visa Travel Accident Disclosure

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau.

Download HFCU Card for a better credit card management app for your mobile lifestyle!

In the digital age, we frequently have to sacrifice convenience for security. Our new, easy-to-use mobile management app gives you more of both. With popular functions and added security features at your fingertips, you can take care of important matters in mere seconds, from anywhere at any time.

Simply register your Harvester Financial CU credit card with HFCU Card App and you can:

  • See account details
  • Get a 90-day transaction history
  • Make payments
  • Set alerts
  • Report a card lost/stolen
  • Turn a card off/on

Best of all, it's free. Why wait to download our Mobile app, click on the links below to download today.

Have more questions? Contact us.

Please enter your name.
Please enter a message.

FAQs about our Credit Cards

INDIANAPOLIS
7020 Brookville Road
Indianapolis, IN 46239
PH: 317.352.0455
TF: 800.326.2279
FAX: 317.351.2351

LOBBY & DRIVE THRU HOURS
Monday, Tuesday & Thursday:
8:00 a.m. – 5:00 p.m.


Wednesday:
9:00 a.m. – 5:00 p.m.


Friday:
8:00 a.m. – 5:30 p.m.

SHELBYVILLE
2507 Progress Parkway
Shelbyville, IN 46176
PH: 317.392.0811
TF: 800.366.5725
FAX: 317.392.0870

LOBBY & DRIVE THRU HOURS
Monday, Tuesday & Thursday:
8:00 a.m. – 5:00 p.m.


Wednesday:
9:00 a.m. – 5:00 p.m.


Friday:
8:00 a.m. – 5:30 p.m.

Equal Housing Lender Logoncua-bg2

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
We are an Equal Housing Lender. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Harvester Financial Credit Union respects your privacy. Harvester Financial Credit Union is not responsible for, the product, service, or overall website content available at a third-party site.

Go to our Harvester Financial Credit Union Facebook page. Go to our Harvester Financial Credit Union Twitter page.

OYE Footer Banner