Harvester Financial offers traditional financing or refinancing for new and used vehicles.

We offer great rates, flexible terms, and 100% financing for qualified borrowers. Before you walk into a dealership, get your financing pre-approved. The process is simple; you can apply before you even know what vehicle you want.

To get pre-approved, apply for an auto loan online or call us at 317.352.0455 or 800.326.2279. Be sure and ask for a free quote to have Guaranteed Asset Protection (GAP) or a Vehicle Service Agreement (extended warranty) included. The cost is only pennies a day and it’s protection you can’t afford to be without!

Your vehicle is one of the most expensive, yet fastest depreciating assets you own.  Our TotalRestart benefit helps protect you against that depreciation and gives you an opportunity for a fresh start (restart) if you experience a total loss.  With TotalRestart you may be eligible for a credit when you return to us for financing of a replacement vehicle. This is an exclusive protection available when you finance your auto loan with us.  To learn more about our TotalRestart benefit, please contact a Loan Officer today!

To compare cars, prices and learn more valuable information about the car(s) you are interested in, NADA Guides is a valuable resource.

Please click the logo below to go the NADA Guides website:

Auto & Motorcycle Loan Rates 2021 - Current Models

Rates Current as of: 12/04/2023

Vehicle Age	Term Description	APR as low as*	Payment Example
2021 - current	24 or 36 months	5.49%	Payment Example
2021 - current	48 months	5.74%	Payment Example
2021 - current	60 months	5.99%	Payment Example
2021 - current	72 months1	6.49%	Payment Example
2021 - current	84 months2	6.99%	Payment Example
* Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. APR is based on credit history. Some restrictions may apply. 1Available only on vehicles new/used with a minimum loan amount $15,000 or more. 2Available only on minimum loan amounts of $20,000. The accuracy of these calculators and their applicability to your circumstances are not guaranteed. You should obtain personal advice from qualified professionals. Please visit the Vehicle Loans page for more information.

---

Used Auto & Motorcycle Loan Rates 2020 & Older

Rates Current as of: 12/04/2023

Vehicle Age	Term (Up to)	APR as low as*	Payment Example
2018-2020	24 or 36 months	5.99%	Payment Example
2018-2020	48 month	6.24%	Payment Example
2018-2020	60 months	6.49%	Payment Example
2018-2020	72 months1	6.99%	Payment Example
2018-2020	84 months2	7.49%	Payment Example
2016-2017	24 or 36 months	6.49%	Payment Example
2016-2017	48 months	6.74%	Payment Example
2016-2017	60 months	6.99%	Payment Example
2016-2017	72 months1	7.49%	Payment Example
2016-2017	84 months2	7.99%	Payment Example
2014-2015	24 or 36 months	6.99%	Payment Example
2014-2015	48 months	7.24%	Payment Example
2014-2015	60 months	7.49%	Payment Example
2014-2015	72 months1	7.99%	Payment Example
2014-2015	84 months2	8.49%	Payment Example
* Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. Some restrictions may apply. For 2010 & older vehicles, please contact the credit union for rates. APR is based on credit history. 1Available only on loan amounts of $15,000 or more. 2Available only on loan amounts of $20,000 or more. The accuracy of these calculators and their applicability to your circumstances are not guaranteed. You should obtain personal advice from qualified professionals. Please visit the Auto loan page for more information.