Auto Loans

Harvester Financial offers traditional financing or refinancing for new and used vehicles.

We offer great rates, flexible terms, and 100% financing for qualified borrowers. Before you walk into a dealership, get your financing pre-approved. The process is simple; you can apply before you even know what vehicle you want.

To get pre-approved, apply for an auto loan online or call us at 317.352.0455 or 800.326.2279. Be sure and ask for a free quote to have Guaranteed Asset Protection (GAP) or a Vehicle Service Agreement (extended warranty) included. The cost is only pennies a day and it’s protection you can’t afford to be without!

To compare cars, prices and learn more valuable information about the car(s) you are interested in, NADA Guides is a valuable resource.

Please click the logo below to go the NADA Guides website:


Auto & Motorcycle Loan Rates New - 2017 Models

Rates Current as of: 10/31/2018
Vehicle AgeTerm DescriptionAPR*Payment Example
New - 201724 or 36 months2.99%Payment Example
New - 201748 months3.24%Payment Example
New - 201760 months3.49%Payment Example
New - 201772 months3.99%Payment Example
New - 201784 months **4.49%Payment Example

* Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
APR is based on credit history.
** Available only on vehicles New/used 2015 or newer with a loan amount $25,000 or more.
The accuracy of these calculators and their applicability to your circumstances are not guaranteed. You should obtain personal advice from qualified professionals.
Please visit the Vehicle Loans page for more information.


Used Auto & Motorcycle Loan Rates 2016 & Older

Rates Current as of: 10/31/2018
Vehicle AgeTerm (Up to)APR*Payment Example
2014-201624 or 36 months3.49%Payment Example
2014-201648 month3.74%Payment Example
2014-201660 months3.99%Payment Example
2014-201672 months**4.49%Payment Example
2014-201684 months***4.99%Payment Example
2012-201324 months3.99%Payment Example
2012-201336 months3.99%Payment Example
2012-201348 months4.24%Payment Example
2012-201360 months4.49%Payment Example
2012-201372 months4.99%Payment Example
2012-201384 months***5.49%Payment Example
2010-201124 or 36 months4.49%Payment Example
2010-201148 months4.74%Payment Example
2010-201160 months4.99%Payment Example
2010-201172 months5.49%Payment Example
2010-201184 months5.99%Payment Example

* Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
For 2008 & older vehicles, please contact the credit union for rates.
APR is based on credit history.
**Available only on loan amounts of $15,000 or more.
*** Available only on loan amounts of $20,000 or more.
The accuracy of these calculators and their applicability to your circumstances are not guaranteed. You should obtain personal advice from qualified professionals.
Please visit the Auto loan page for more information.

Features of our Auto Loans

  • No Payments for 60 Days**
  • Rate as low as 2.99% APR*
  • No Application Fee

Have more questions? Contact a Loan Officer.

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*Subject to credit approval and membership approval. Rates are subject to change. Some restrictions may apply. Rates effective October 31, 2018. If you borrowed $10,000 at 2.99% APR for 36 months, you would make 35 payments of $290.76 and one final payment of $290.48 with a total finance charge of $467.08. 2.99% APR is lowest rate available for a term of up to 36 months on new to 2017 vehicles. **Interest will still accrue the first 60 days of the loan.

INDIANAPOLIS
7020 Brookville Road
Indianapolis, IN 46239
PH: 317.352.0455
TF: 800.326.2279
FAX: 317.351.2351

LOBBY & DRIVE THRU HOURS
Monday, Tuesday & Thursday:
8:00 a.m. – 5:00 p.m.


Wednesday:
9:00 a.m. – 5:00 p.m.


Friday:
8:00 a.m. – 5:30 p.m.

SHELBYVILLE
1220 Miller Avenue
Shelbyville, IN 46176
PH: 317.392.0811
TF: 800.366.5725
FAX: 317.392.0870

LOBBY & DRIVE THRU HOURS
Monday, Tuesday & Thursday:
8:30 a.m. – 5:00 p.m.


Wednesday:
9:00 a.m. – 5:00 p.m.


Friday:
8:30 a.m. – 6:30 p.m.

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
We are an Equal Housing Lender. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Harvester Financial Credit Union respects your privacy. Harvester Financial Credit Union is not responsible for, the product, service, or overall website content available at a third-party site.

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