Auto Loans

Harvester Financial offers traditional financing or refinancing for new and used vehicles.

We offer great rates, flexible terms, and 100% financing for qualified borrowers. Before you walk into a dealership, get your financing pre-approved. The process is simple; you can apply before you even know what vehicle you want.

To get pre-approved, Apply Online or call us at 317.352.0455 or 800.326.2279. Be sure and ask for a free quote to have Guaranteed Asset Protection (GAP) or a Vehicle Service Agreement (extended warranty) included. The cost is only pennies a day and it’s protection you can’t afford to be without!

To compare cars, prices and learn more valuable information of about the car(s) you are interested in, NADA Guides is a valuable resource. Please click the logo below to go the NADA Guides website:


Auto & Motorcycle Loan Rates New - 2016 Models

Rates Current as of: 01/14/2018
Vehicle AgeTerm DescriptionAPR*Payment Example
New - 201624 months2.74%Payment Example
New - 201636 months2.74%Payment Example
New - 201648 months2.99%Payment Example
New - 201660 months3.24%Payment Example
New - 201672 months3.74%Payment Example
New - 201684 months **4.24%Payment Example

* Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
APR is based on credit history.
** Available only on vehicles New/used 2015 or newer with a loan amount $25,000 or more.
The accuracy of these calculators and their applicability to your circumstances are not guaranteed. You should obtain personal advice from qualified professionals.
Please visit the Vehicle Loans page for more information.


Used Auto & Motorcycle Loan Rates 2015 & Older

Rates Current as of: 01/14/2018
Vehicle AgeTerm (Up to)APR*Payment Example
2013-201524 months3.24%Payment Example
2013-201536 months3.24%Payment Example
2013-201548 month3.49%Payment Example
2013-201560 months3.74%Payment Example
2013-201572 months**4.24%Payment Example
2013-201584 months***4.74%Payment Example
2011-201224 months3.74%Payment Example
2011-201236 months3.74%Payment Example
2011-201248 months3.99%Payment Example
2011-201260 months4.24%Payment Example
2011-201272 months4.74%Payment Example
2011-201284 months***5.24%Payment Example
2009-201024 months4.24%Payment Example
2009-201036 months4.24%Payment Example
2009-201048 months4.49%Payment Example
2009-201060 months4.74%Payment Example
2009-201072 months5.24%Payment Example
2009-201084 months5.24%Payment Example

* Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
For 2008 & older vehicles, please contact the credit union for rates.
APR is based on credit history.
**Available only on loan amounts of $15,000 or more.
*** Available only on loan amounts of $20,000 or more.
The accuracy of these calculators and their applicability to your circumstances are not guaranteed. You should obtain personal advice from qualified professionals.
Please visit the Auto loan page for more information.


Apply Now

To apply online, please click below:

Apply Online

If you would like to print our loan application and send it to us via mail or fax:

Click Here - Loan Application

INDIANAPOLIS
7020 Brookville Road
Indianapolis, IN 46239
PH: 317.352.0455
TF: 800.326.2279
FAX: 317.351.2351

LOBBY & DRIVE THRU HOURS
Monday, Tuesday & Thursday:
8:00 a.m. – 5:00 p.m.


Wednesday:
9:00 a.m. – 5:00 p.m.


Friday:
8:00 a.m. – 5:30 p.m.

SHELBYVILLE
1220 Miller Avenue
Shelbyville, IN 46176
PH: 317.392.0811
TF: 800.366.5725
FAX: 317.392.0870

LOBBY & DRIVE THRU HOURS
Monday, Tuesday & Thursday:
8:30 a.m. – 5:00 p.m.


Wednesday:
9:00 a.m. – 5:00 p.m.


Friday:
8:30 a.m. – 6:30 p.m.

Equal Housing Lender Logoncua-bg2

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
We are an Equal Housing Lender. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Harvester Financial Credit Union respects your privacy. Harvester Financial Credit Union is not responsible for, the product, service, or overall website content available at a third-party site.

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