Current Rates

Auto & Motorcycle Loan Rates New-2015 Models

Rates Current as of: 05/01/2017
DescriptionTerm DescriptionAPR* as low asPayment Example
Up to24 months2.74%Payment Example
Up to36 months2.74%Payment Example
Up to48 months2.99%Payment Example
Up to60 months3.24%Payment Example
Up to72 months3.74%Payment Example
Up to84 months **4.24%Payment Example

* Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.

APR is based on credit history.

** Available only on vehicles New/used 2015 or newer with a loan amount $25,000 or more.

The accuracy of these calculators and their applicability to your circumstances are not guaranteed. You should obtain personal advice from qualified professionals.

Please visit the Vehicle Loans page for more information.

Auto & Motorcycle Loan Rates 2014 or Older

Rates Current as of: 05/01/2017
DescriptionTerm DescriptionAPR* as low asPayment Example
Up to24 months3.74%Payment Example
Up to36 months3.74%Payment Example
Up to48 months3.99%Payment Example
Up to60 months4.24%Payment Example
Up to72 months4.74%Payment Example

*Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.

APR is based on credit history.

The accuracy of these calculators and their applicability to your circumstances are not guaranteed. You should obtain personal advice from qualified professionals.

Please visit the Vehicle Loans page for more information.

Recreational Vehicles Rates New-2015 Models

Boats, Motorhomes, Campers, Travel Trailers, Snowmobiles, Mopeds, ATVs - Rates Current as of: 05/01/2017
DescriptionTerm DescriptionAPR* as low asPayment Example
Up to24 months4.74%Payment Example
Up to36 months4.74%Payment Example
Up to48 months4.99%Payment Example
Up to60 months5.24%Payment Example
Up to72 months5.74%Payment Example
Up to84 months6.24%Payment Example
Up to120 months**6.99%Payment Example

* Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.

APR is based on credit history.

** Available only on loan amounts of $25,000 or more.

The accuracy of these calculators and their applicability to your circumstances are not guaranteed. You should obtain personal advice from qualified professionals.

Please visit the Boats and Recreational loan page for more information.

Recreational Vehicles Rates 2014 & Older

Boats, Motorhomes, Campers, Travel Trailers, Snowmobiles, Mopeds, ATVs - Rates Current as of: 05/01/2017
DescriptionTerm DescriptionAPR* as low asPayment Example
Up to24 months4.74%Payment Example
Up to36 months4.74%Payment Example
Up to48 months4.99%Payment Example
Up to60 months5.24%Payment Example
Up to72 months5.74%Payment Example
Up to84 months6.24%Payment Example
Up to120 months**6.99%Payment Example

* Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.

APR is based on credit history.

** Available only on loan amounts of $25,000 or more.

The accuracy of these calculators and their applicability to your circumstances are not guaranteed. You should obtain personal advice from qualified professionals.

Please visit the Boats and Recreational loan page for more information.

Unsecured Personal Loan

Rates Current as of 05/01/2017
APR as low as*Min Term (Months)Max Term
(Months)
Payment Example
7.25%1260Payment Example
8.25%1260Payment Example
9.25%1260Payment Example
11.25%1260Payment Example
13.25%1260Payment Example
14.25%1260Payment Example
15.00%1260Payment Example

*Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.

APR is based on credit history.

The accuracy of these calculators and their applicability to your circumstances are not guaranteed. You should obtain personal advice from qualified professionals.

Please visit the Personal Loans page for more information.

Credit Card Rates

Rates Current as of: 05/01/2017
DescriptionTerm DescriptionAPR* as low as
Visa PlatinumVariable9.40%; 3.90% six month intro rate
Visa GoldVariable10.40% APR
Visa ClassicVariable13.40% APR

*APR is Annual Percentage Rate. Please go to our Credit Cards page for more information. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. After April 12, 2016 Your APR will vary with the market based on the Prime Rate.

Home Equity Loans & Lines of Credit Rates

Rates Current as of: 05/01/2017
DescriptionTerm DescriptionAPR* as low asPayment Example
Up to 80% LTV15 years4.24%Payment Example
Up to 90% LTV15 years5.49%Payment Example
Up to 80% LTV10 years3.74%Payment Example
Up to 90% LTV10 years4.99%Payment Example
Up to 80% LTV5 years3.24%Payment Example
Up to 90% LTV5 years4.49%Payment Example
< 80% LTVLine of CreditPrime RatePayment Example
> 80% LTVLine of CreditPrime Rate + 1%Payment Example

*Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.

The accuracy of these calculators and their applicability to your circumstances are not guaranteed. You should obtain personal advice from qualified professionals.

Please visit the Home Equity/HELOC page for more information.

Savings Rates

Prospective Dividend Rates as of: 05/18/2017
Account TypeMinimumMaximumRateAPY**
Regular Shares ($50 & Up)$50-.15%.15%
Christmas Club$50-.15%.15%
Vacation Club$50-.15%.15%
Special Savings$50-.15%.15%
Kids Savings$50-.15%.15%

**APY is Annual Percentage Yield. Please go to our Savings page for more information.

Funds Manager Rates

Prospective Dividend Rates as 05/18/2017
Account TypeMinimumMaximumRateAPY**
Tier 1$0$1,000.15%.15%
Tier 2$,1001$9,999.20%.20%
Tier 3$10,000$24,999.25%.25%
Tier 4$25,000$74,999.30%.30%
Tier 5$75,000and over.40%.40%

**APY is Annual Percentage Yield. Please go to our Savings page for more information.

IRA Rates

Prospective Dividend Rates as of 05/18/2017
Account TypeMinimumMaximumRateAPY**
Tier 1$0$1,000.15%.15%
Tier 2$1,001$9,999.20%.20%
Tier 3$10,000$24,999.25%.25%
Tier 4$25,000$74,999.30%.30%
Tier 5$75,000and over.40%.40%

**APY is Annual Percentage Yield. Please go to our Savings page for more information.

Share Certificate Rates

Prospective Dividend Rates as of 05/18/2017
Account TypeMinimumRateAPY**
3 month Share Certificate$500.20%.20%
6 month Share Certificate$500.20%.20%
12 month Share Certificate$500.25%.25%
12 month Save to Win Share Certificate $25.35%.35%
14 month Share Certificate$500.25%.25%
18 month Share Certificate$1,000.30%.30%
24 month Share Certificate$1,000.45%.45%
30 month Share Certificate$1,000.50%.50%
36 month Share Certificate$1,000.75%.75%
48 month Share Certificate$1,0001.00%1.00%
60 month Share Certificate$1,0001.24%1.25%

**APY is Annual Percentage Yield. Please go to our Savings page for more information.

INDIANAPOLIS
7020 Brookville Road
Indianapolis, IN 46239
PH: 317.352.0455
TF: 800.326.2279
FAX: 317.351.2351

LOBBY & DRIVE THRU HOURS
Monday, Tuesday & Thursday:
8:00 a.m. – 5:00 p.m.


Wednesday:
9:00 a.m. – 5:00 p.m.


Friday:
8:00 a.m. – 5:30 p.m.

SHELBYVILLE
1220 Miller Avenue
Shelbyville, IN 46176
PH: 317.392.0811
TF: 800.366.5725
FAX: 317.392.0870

LOBBY & DRIVE THRU HOURS
Monday, Tuesday & Thursday:
8:30 a.m. – 5:00 p.m.


Wednesday:
9:00 a.m. – 5:00 p.m.


Friday:
8:30 a.m. – 6:30 p.m.

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
We are an Equal Housing Lender. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Harvester Financial Credit Union respects your privacy. Harvester Financial Credit Union is not responsible for, the product, service, or overall website content available at a third-party site.

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