Drive Into Savings: Auto Loan Rates as Low as 4.24%¹!
¹Subject to credit approval. Special auto loan rates are effective 10.01.2025 and end on 10.31.2025 at 11:59 PM EST. Some restrictions may apply. Current Harvester Financial Credit Union auto loans are excluded from refinancing. ²Interest will still accrue during the first 60 days of the auto loan.
Features & Benefits of our Auto Loans
- No Payments for 60 Days2
- Rates as low as 4.24% APR1
- No Application Fee
- Simple & Fast Online Loan Application
Have more questions? Contact a Loan Officer.
Auto & Motorcycle Loan Rates 2023 - Current Models
Rates Current as of: 10/01/2025Vehicle Age | Term Description | APR as low as* | Payment Example |
---|---|---|---|
2023 - current | 24 or 36 months | 4.24% | Payment Example |
2023 - current | 48 months | 4.49% | Payment Example |
2023 - current | 60 months | 4.74% | Payment Example |
2023 - current | 72 months1 | 5.24% | Payment Example |
2023 - current | 84 months2 | 5.74% | Payment Example |
* Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. |
Used Auto & Motorcycle Loan Rates 2022 & Older
Rates Current as of: 10/01/2025Vehicle Age | Term (Up to) | APR as low as* | Payment Example |
---|---|---|---|
2020-2022 | 24 or 36 months | 4.74% | Payment Example |
2020-2022 | 48 month | 4.99% | Payment Example |
2020-2022 | 60 months | 5.24% | Payment Example |
2020-2022 | 72 months1 | 5.74% | Payment Example |
2020-2022 | 84 months2 | 6.24% | Payment Example |
2018-2019 | 24 or 36 months | 5.24% | Payment Example |
2018-2019 | 48 months | 5.49% | Payment Example |
2018-2019 | 60 months | 5.74% | Payment Example |
2018-2019 | 72 months1 | 6.24% | Payment Example |
2018-2019 | 84 months2 | 6.74% | Payment Example |
2016-2017 | 24 or 36 months | 5.74% | Payment Example |
2016-2017 | 48 months | 5.99% | Payment Example |
2016-2017 | 60 months | 6.24% | Payment Example |
2016-2017 | 72 months1 | 6.74% | Payment Example |
2016-2017 | 84 months2 | 7.24% | Payment Example |
* Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. Some restrictions may apply. |
INDIANAPOLIS
7020 Brookville Road
Indianapolis, IN 46239
PH: 317.352.0455
TF: 800.326.2279
FAX: 317.351.2351
LOBBY & DRIVE THRU HOURS
Monday, Tuesday & Thursday:
8:00 a.m. – 5:00 p.m.
Wednesday:
9:00 a.m. – 5:00 p.m.
Friday:
8:00 a.m. – 5:30 p.m.
SHELBYVILLE
2507 Progress Parkway
Shelbyville, IN 46176
PH: 317.392.0811
TF: 800.366.5725
FAX: 317.392.0870
LOBBY & DRIVE THRU HOURS
Monday, Tuesday & Thursday:
8:00 a.m. – 5:00 p.m.
Wednesday:
9:00 a.m. – 5:00 p.m.
Friday:
8:00 a.m. – 5:30 p.m.
ROCKVILLE
5212 Rockville Road
Indianapolis, IN 46224
PH: 317.248.9241
TF: ------------
FAX: -----------
LOBBY & DRIVE THRU HOURS
Monday, Tuesday & Thursday:
8:00 a.m. – 5:00 p.m.
Wednesday:
9:00 a.m. – 5:00 p.m.
Friday:
8:00 a.m. – 5:30 p.m.