Lock In Some of the Lowest Auto Loan Rates in Indy!

🚗 Drive Into Savings: Auto Loan Rates as Low as 4.24%¹!

We’re excited to share some big news—Harvester Financial Credit Union has lowered our auto loan rates, making this the perfect time to get behind the wheel of your next vehicle! For a limited time, members can take advantage of rates as low as 4.24%¹ APR, giving you one of the most competitive deals you’ll find in Indianapolis. Plus, with no payments for the first 60 days², you’ll have extra time to settle into your new ride without worrying about your budget. Whether you’re purchasing a brand-new car or upgrading to something more reliable, our goal is to make financing simple, affordable, and stress-free. Don’t miss out on this opportunity to save—this special offer won’t last long!


 

 

 

¹Subject to credit approval. Special auto loan rates are effective 10.01.2025 and end on 10.31.2025 at 11:59 PM EST. Some restrictions may apply. Current Harvester Financial Credit Union auto loans are excluded from refinancing. ²Interest will still accrue during the first 60 days of the auto loan.

Features & Benefits of our Auto Loans

  • No Payments for 60 Days2
  • Rates as low as 4.24% APR1
  • No Application Fee
  • Simple & Fast Online Loan Application

Have more questions? Contact a Loan Officer.

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Auto & Motorcycle Loan Rates 2023 - Current Models

Rates Current as of: 10/01/2025
Vehicle AgeTerm DescriptionAPR as low as*Payment Example
2023 - current24 or 36 months4.24%Payment Example
2023 - current48 months4.49%Payment Example
2023 - current60 months4.74%Payment Example
2023 - current72 months15.24%Payment Example
2023 - current84 months25.74%Payment Example

* Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
APR is based on credit history. Some restrictions may apply. 1Available only on vehicles new/used with a minimum loan amount $15,000 or more. 2Available only on minimum loan amounts of $20,000.
The accuracy of these calculators and their applicability to your circumstances are not guaranteed. You should obtain personal advice from qualified professionals.
Please visit the Vehicle Loans page for more information.


Used Auto & Motorcycle Loan Rates 2022 & Older

Rates Current as of: 10/01/2025
Vehicle AgeTerm (Up to)APR as low as*Payment Example
2020-202224 or 36 months4.74%Payment Example
2020-202248 month4.99%Payment Example
2020-202260 months5.24%Payment Example
2020-202272 months15.74%Payment Example
2020-202284 months26.24%Payment Example
2018-201924 or 36 months5.24%Payment Example
2018-201948 months5.49%Payment Example
2018-201960 months5.74%Payment Example
2018-201972 months16.24%Payment Example
2018-201984 months26.74%Payment Example
2016-201724 or 36 months5.74%Payment Example
2016-201748 months5.99%Payment Example
2016-201760 months6.24%Payment Example
2016-201772 months16.74%Payment Example
2016-201784 months27.24%Payment Example

* Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. Some restrictions may apply.
For 2010 & older vehicles, please contact the credit union for rates.
APR is based on credit history.
1Available only on loan amounts of $15,000 or more.
2Available only on loan amounts of $20,000 or more.
The accuracy of these calculators and their applicability to your circumstances are not guaranteed. You should obtain personal advice from qualified professionals.
Please visit the Auto loan page for more information.

INDIANAPOLIS
7020 Brookville Road
Indianapolis, IN 46239
PH: 317.352.0455
TF: 800.326.2279
FAX: 317.351.2351

LOBBY & DRIVE THRU HOURS
Monday, Tuesday & Thursday:
8:00 a.m. – 5:00 p.m.


Wednesday:
9:00 a.m. – 5:00 p.m.


Friday:
8:00 a.m. – 5:30 p.m.

SHELBYVILLE
2507 Progress Parkway
Shelbyville, IN 46176
PH: 317.392.0811
TF: 800.366.5725
FAX: 317.392.0870

LOBBY & DRIVE THRU HOURS
Monday, Tuesday & Thursday:
8:00 a.m. – 5:00 p.m.


Wednesday:
9:00 a.m. – 5:00 p.m.


Friday:
8:00 a.m. – 5:30 p.m.

ROCKVILLE
5212 Rockville Road
Indianapolis, IN 46224
PH: 317.248.9241
TF: ------------
FAX: -----------

LOBBY & DRIVE THRU HOURS
Monday, Tuesday & Thursday:
8:00 a.m. – 5:00 p.m.


Wednesday:
9:00 a.m. – 5:00 p.m.


Friday:
8:00 a.m. – 5:30 p.m.

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
We are an Equal Housing Lender. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Harvester Financial Credit Union respects your privacy. Harvester Financial Credit Union is not responsible for, the product, service, or overall website content available at a third-party site.

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