Use the equity in your home to make home improvements this Spring with a Home Equity Line of Credit!
With a Home Equity Line of Credit (HELOC), you have the convenience of being able to access a revolving line of credit. A HELOC generally carries a lower interest rate than other loans such as personal loans or credit cards. You can use your HELOC for home improvements, tuition expenses, or other large expenses you may have.
Unlike interest paid on other loans, this interest may be tax deductible. Please consult with a Tax Adviser to be sure.
Simply stop in one of our branches to apply.
Features of our Home Equity Line of Credit
- Ease of access to funds for when you need it
- Funds can be used for home improvements, tuition, or other large expenses
- No annual fee
- Low variable rate*
- Up to 80% LTV
- Terms of up to 120 months
Have more questions? Contact a Loan Officer.
*Promotion begins 04.01.2019 and ends on 06.30.2019. Subject to credit approval. Some restrictions may apply. Available on our Home Equity Line of Credit. The minimum loan amount for the Home Equity Line of Credit is $5,000. Payment is calculated based on the greater of 1.5% of the outstanding balance or $100.00. The rate for the Home Equity Line of Credit is a variable rate based on the Prime Rate as published in the Wall Street Journal. We will cover up to $349 in closing costs. Property insurance required. May be subject to 1099-MISC and subject to IRS reporting, if cash rebates for the tax year exceed $600. Harvester Financial Credit Union NMLS #433915