Fees and Charges

Effective 12/31/2019

Member Services

ACH and Check Stop Payment $10.00
Cashier’s Check $ 2.00
Checkbook Balancing – per hour $20.00
Check Cashing – (with balance below $6.00) $ 5.00
Counter Checks (8 per pack) $ 4.00
Deposited Item Returned $10.00
Dormant/Inactive Account – per month
Single savings account with less than $100 and no activity for 12 months $ 5.00
Fax – per page $ 2.00
Returned Mail (per piece) $ 2.00
HSA Account Fee – open or close the account $ 5.00
Loan Late Fee $17.00
Loan Skip-A-Pay $25.00
Mail Receipt $ 2.00
MasterCard Gift Card $ 3.00
Money Orders $ 2.00
Non Sufficient Funds (NSF) (ACH, ATM, Check, or Debit Card) $30.00
Overdraft Services (ACH, ATM Check, or Debit Card) $30.00
Overdraft Transfer from savings account $ 5.00
Overdraft Transfer from EZ Line of Credit $ 3.00
Photocopy of a Check (less than 90 days old) $2.00
Photocopy of a Check (over 90 days old) $4.00
Mortgage Subordination Fee $75.00
Wire – Domestic incoming $10.00
Wire – Domestic outgoing $20.00
Wire – International incoming $10.00

Checking Accounts

Checking (includes Identity Protection) $2.95
55+ Checking (includes Identity Protection) $2.95

Funds Manager Account

Excess Withdrawal Fee – after 6 per month $5.00

ATM/Debit Card Charges

Block/Card status Free
Replacement Cards $10.00
Replacement PIN # $5.00

Transactions performed at a non HFCU ATM $2.00

• Always free at HFCU owned machines
• Eight transactions free per month at other machines with entire payroll direct
  deposit to account. Other financial institution’s surcharges may apply.

Account History

Current Month History Free
Statement Copy $3.00