Kacey Carnes, Author at Harvester Financial Credit Union

Debit Card Fraud Is on the Rise

There was a 10 percent increase in the number of payment cards compromised at U.S. ATMs and merchants in 2017, Silicon Valley analytic software firm FICO reports. The number of compromised card readers at U.S. ATMs, restaurants and merchants rose 8 percent in 2017. FICO’s data comes from the FICO Card Alert Service, which monitors hundreds of thousands of…

The Up-Side of Student Debt

Millions of Americans are burdened with student debt. This burden causes many to put their lives off, delaying home-buying new vehicle loans and other credit-intensive activities. However, there can be an upside. According to analytics software firm FICO (of FICO Score fame), student loan borrowers can improve their FICO Score. FICO sampled 10 million scorable…

The Majority of Teens and Young Adults have Summer Jobs, Survey Finds

According to a recent survey from the finance pros at OppLoans, 63 percent of teens and young adults have a job lined up for the summer. The survey, which looked at 1,000 Americans between the ages of 14-24, revealed that young people plan on working hard this summer – and no, they’re not just planning…

IT Skills Gap Is Slowing Global Economic Growth

A lack of critical IT skills is actually slowing the growth of the global economy, a new study from IT and professional training services Global Knowledge suggests. Global Knowledge\’s 11th annual IT Skills and Salary Report was based on responses from 16,000 IT professionals from around the world. The report highlights a worrying skills gap that…

Employees Are Job Hunting Due to Broken Business Processes, Nintex Study Finds

Many employees are eyeing the door – job hunting out of frustration with broken business processes, a new study from intelligent process automation specialist Nintex. Undefined paths for career advancement lead to poor annual reviews, preventing employees from reaching their full potential, and literally push American workers out the door. The Nintex study, “Definitive Guide to…

Vacation Home Markets Have Yet to Regain Pre-Recession Values, Zillow Finds

In places where vacation homes are most common, the housing crisis still shows a noticeable effect on the market, online real estate firm Zillow reports. Scattered across the country, vacation home markets experienced a steeper run up in home values during the housing bubble, but also a sharper fall. Vacation home markets gained 117 percent in value…

The Benefits of Being a Pet Friendly Company

Being a pet friendly company can bring real bottom-line benefits, insurer Nationwide reports. A recent study conducted by Nationwide, in partnership with the Human Animal Bond Research Institute (HABRI), reveals that 90 percent of employees in pet friendly workplaces feel highly connected to their company’s mission; fully engaged with their work; and willing to recommend their employer to…

U.S. Home Equity Lines Of Credit Increase, According to ATTOM Data Solutions

Americans are increasingly tapping their home equity, a new report from property database ATTOM Data Solutions finds. ATTOM Data Solutions has released its Q1 2018 U.S. Residential Property Loan Origination Report, which shows that more than 1.8 million (1,813,691) loans secured by residential property (1 to 4 units) were originated in Q1 2018, down 5…

Tired Employees Cost Employers

A recent survey from the National Safety Council found 90 percent of America’s employers have been negatively impacted by tired employees, with half saying they’ve had an employee fall asleep on the job. Fifty-seven percent of employers have experienced absenteeism, and another 32 percent report injuries and near-misses due to fatigued employees, according to the survey.…

The Pros and Cons of Working from Home, According to Robert Half

Job seekers are enticed by work from home options but are aware of the pitfalls, suggests new research from global staffing firm Robert Half. More than three quarters of professionals surveyed (77 percent) said they are more likely to accept a job offer if there’s the possibility of telecommuting at least some of the time.…