Kacey Carnes, Author at Harvester Financial Credit Union

Donate, Sell or Trade-In Your Vehicle? Kelley Blue Book Helps You Decide

What to do with your old vehicle? Most of the time it makes sense to trade it in or sell it privately. However, there are times when you may want to donate your old vehicle to charity. Vehicle valuation Kelley Blue Book is stepping in to help vehicle owners decide which of these options works…

For Many Homebuyers, the Pickings Are Slim

There are almost 9 percent fewer homes on the market than a year ago, and the majority of those are unaffordable for most first-time homebuyers, online real estate company Zillow reports. More than half of all homes for sale across the U.S. are at the high end of the market, according to the March Zillow…

Medicare Beneficiaries at Risk from Card-Replacement Scams, According to AARP Survey

As the federal government undertakes a major initiative to issue new identification cards to the nation’s 58 million Medicare beneficiaries, an AARP survey finds that a majority of those enrollees are at risk of being victimized by fraud schemes designed to capitalize on the card replacement program. In response, AARP has launched an education campaign to raise awareness among…

Top International Travel Destinations

North American travel company Travel Leaders Group has revealed the results of its latest survey showing what luxury travelers are most interested in, and where they want to go. Here are the top 10 international destinations: Top International Destinations for 2018 European (River) Cruise Caribbean Cruise Italy Europe (Mediterranean) Cruise Mexico Dominican Republic Jamaica Australia Europe (Baltic)…

Is Your Car Oversharing?

Most people realize that the age of the connected car is here, yet many are in a state of confusion about the kinds of data their vehicle is sharing, according to a report from direct to consumer insurance provider Esurance. Interestingly, consumers are often equally unclear as to whether or not their vehicles are tracking…

Medicare Misconceptions While Traveling

Many travelers assume their Medicare plan provides coverage abroad, however, travel insurance comparison site Squaremouth explains some common coverage misconceptions. Misconception #1: Medicare provides medical coverage outside of the United States For the most part, Medicare patients are not covered abroad. However, there are a few very specific situations when a patient may be covered under their Medicare…

The Value of Administrative Assistants

Senior managers polled by staffing firm OfficeTeam say their administrative professional’s efforts save them an average of 101 minutes a day. That’s more than eight hours each week – the equivalent of a full work day. In addition, all respondents reported that their administrative professional is important to their success at work. Nearly two-thirds (64…

Home Value Appreciation Beats Working a Minimum Wage Job

Home values have been appreciating more per working hour than local minimum wage pays in about half of the nation’s 50 largest cities, according to a new report from online real estate firm Zillow. The typical U.S. homeowner is gaining $7.09 of equity in their home every hour they’re at the officeii, slightly less than the federal…

Health Insurers Must Innovate to Satisfy Consumer Demands, Survey Finds

Health insurers are waking up to their need to up their people skills, according to the results of a survey conducted by HealthEdge and Survata om. HealthEdge, which provides a platform for health insurers, announced results from a survey of 73 health plan executives from across the United States. The survey findings demonstrate that insurers…

Unemployment Rates Down in 32 U.S. States

In 2017, annual average unemployment rates decreased in 32 states and were little changed or unchanged in 18 states and the District of Columbia, the U.S. Bureau of Labor Statistics reports. Employment-population ratios increased in 12 states, decreased in 2 states, and were little changed or unchanged in 36 states and the District. The U.S.…