Kacey Carnes, Author at Harvester Financial Credit Union

Strong Demand Pushes Up New York City Rents, According to StreetEasy

If you live anywhere other than New York City and think you pay a lot in rent, read on. This story may actually make you feel better. Ahead of peak rental season, apartment shoppers can expect to see slightly higher rent prices than last year, particularly in areas with lower-priced homes, according to New York City…

When Lenders Use Alternative Credit Data, More Consumers Are Approved

Most lenders use standard credit report data to approve, or deny, consumers credit. The problem is, some perfectly credit-worthy people get left out in the cold. A new study sheds light on some new solutions. Credit bureau Experian, at its 37th annual Vision Conference, announced the launch of its first-ever State of Alternative Credit Data report, examining lender…

Millennials are Better Prepared for Retirement than Their Parents, According to J.D. Power Study

“Best prepared for retirement.” That’s not a superlative one might expect to describe Millennials, but according to the J.D. Power 2018 Group Retirement Satisfaction Study, it’s true. Millennials are most likely of all demographic groups to have set specific retirement goals and have the highest amount of savings-relative to age-in group retirement plans. The inaugural study…

Children and Swimming: Pool-Safe Does Not Equal Open-Water Safe

Many children learn to swim in pools. This is good, but it doesn\’t exactly prepare them for the challenges of swimming in open water, according to Safe Kids Worldwide. As summer swimming season kicks off this Memorial Day weekend, Safe Kids Worldwide and Nationwide’s Make Safe Happen program are releasing a new report highlighting the…

Home Values Rise at Fastest Pace in 12 Years, According to Zillow

National median home values are rising at their fastest pace in 12 years, according to the April Zillow Real Estate Market Report. Over the past year, home values across the country rose 8.7 percent to a median value of $215,600. Home values have not appreciated this quickly since June 2006, right before the housing bubble bust, when they were…

More Than 1 in 3 Healthcare Organizations Have Suffered a Cyberattack, According to Imperva Survey

More than one in three healthcare organizations have suffered a cyberattack within the last year, while almost one in 10 have paid a ransom or extortion fee, according to the results of a survey from cybersecurity solutions provider Imperva. That\’s right: nearly 10% of healthcare providers have paid off cyber thieves who were holding valuable…

Workers Who Can’t Unplug

Summer is typically when workers take time off to relax and recharge. But just because employees take vacation days doesn’t mean they’re completely checking out, according to a new survey from staffing firm Accountemps. While 44 percent typically don’t check in at all with the office, the majority will. In fact, 70 percent of respondents…

How Tax Cuts Can Boost the Housing Market

The Tax Cuts and Jobs Act enacted at the end of last year could result in tens of billions of dollars being reinvested into the housing market, according to the Zillow Housing Aspirations Report. This is despite the fact that legislation expressly limited a number of longstanding tax benefits for homeowners. Zillow estimates homeowners and renters…

The Next Recession Will Begin in 2020, According to Zillow Report

The United States will likely enter the next recession in 2020, according to a survey of economists and housing experts conducted by online real estate company Zillow. Monetary policy is the likeliest cause of the next recession. These are some of the findings of the 2018 Q2 Zillow Home Price Expectations Survey. The quarterly survey, sponsored…

U.S. Productivity Rises, Finally

A new report from the government shows that U.S. labor productivity rose sharply during the third quarter of 2016. This is welcome news, long overdue. According to the U.S. Bureau of Labor Statistics, Nonfarm business sector labor productivity increased at a 3.1-percent annual rate during 3Q16. To show what a big deal that is, consider…