What would you do if you could save on your auto loan?

Would you travel? Save money? When it comes to money, every dollar counts.

Sometimes financing with other financial institutions or the dealership may seem like a good deal at the time, but how much is it really costing you? Our credit union has competitive rates with flexible terms that could help you save. We are here to help you reach your dreams and goals.

The process is simple; you can apply before you even know what vehicle you want. Talk to one of our loan officers today to see how much you could save by refinancing/financing your auto loan with us.

To get pre-approved, simply Apply Online or call us at 317.352.0455 or 800.326.2279. Be sure and ask for a free quote to have Guaranteed Asset Protection (GAP) or a Vehicle Service Agreement (extended warranty) included. The cost is only pennies a day and it’s protection you can’t afford to be without!

To compare cars, prices and learn more valuable information of about the car(s) you are interested in, NADA Guides is a valuable resource. Please click the logo below to go the NADA Guides website:


Calculate your potential savings.

See how much you could potentially save by financing your auto loan with us.

Competitive Rates

We have competitive rates with no payments for up to 60 days.

Auto & Motorcycle Loan Rates New-2016 Models

Rates Current as of: 01/14/2018
DescriptionTerm DescriptionAPR* as low asPayment Example
Up to24 months2.74%Payment Example
Up to36 months2.74%Payment Example
Up to48 months2.99%Payment Example
Up to60 months3.24%Payment Example
Up to72 months3.74%Payment Example
Up to84 months **4.24%Payment Example

* Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.

APR is based on credit history.

** Available only on vehicles New/used 2015 or newer with a loan amount $25,000 or more.

The accuracy of these calculators and their applicability to your circumstances are not guaranteed. You should obtain personal advice from qualified professionals.

Please visit the Vehicle Loans page for more information.

Used Auto & Motorcycle Loan Rates 2015 & Older

Rates Current as of: 01/14/2018 (APR as low as*)
Term Description
Up to 24 Months
Up to 36 Months
Up to 48 Months
Up to 60 months
Up to 72 Months **Up to 84 months***Payment Example
Vehicle Age 2013-20153.24%*3.24%*3.49%*3.74%*4.24%*4.74%*Payment Example
Vehicle Age 2011-20123.74%*3.74%*3.99%*4.24%*4.74%*5.24%*Payment Example
Vehicle Age 2009-20104.24%*4.24%*4.49%*4.74%*5.24%*5.74%*Payment Example
Vehicle Age 2008 & Older4.99%*4.99%*5.24%*5.49%*5.99%*6.49%*Payment Example
Vehicle Age (Classic)6.99%*6.99%*7.24%*7.49%*7.99%*8.49%*Payment Example

* Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.

APR is based on credit history.

**Available only on loan amounts of $15,000 or more.

*** Available only on loan amounts of $20,000 or more.

The accuracy of these calculators and their applicability to your circumstances are not guaranteed. You should obtain personal advice from qualified professionals.

Please visit the Auto loan page for more information.

INDIANAPOLIS
7020 Brookville Road
Indianapolis, IN 46239
PH: 317.352.0455
TF: 800.326.2279
FAX: 317.351.2351

LOBBY & DRIVE THRU HOURS
Monday, Tuesday & Thursday:
8:00 a.m. – 5:00 p.m.


Wednesday:
9:00 a.m. – 5:00 p.m.


Friday:
8:00 a.m. – 5:30 p.m.

SHELBYVILLE
1220 Miller Avenue
Shelbyville, IN 46176
PH: 317.392.0811
TF: 800.366.5725
FAX: 317.392.0870

LOBBY & DRIVE THRU HOURS
Monday, Tuesday & Thursday:
8:30 a.m. – 5:00 p.m.


Wednesday:
9:00 a.m. – 5:00 p.m.


Friday:
8:30 a.m. – 6:30 p.m.

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
We are an Equal Housing Lender. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Harvester Financial Credit Union respects your privacy. Harvester Financial Credit Union is not responsible for, the product, service, or overall website content available at a third-party site.

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